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What are Closing Costs?

December 1, 2019 by LaShambra Ewing Leave a Comment

Most home loans have fees. You can sometimes borrow the money need to cover these fees, but that will obviously increase the overall amount of debt you undertake. Some fees are paid up front, and others are not due until closing. Typically, you will be charged for these kinds of fees at closing:

  • Application fees
  • Title Examination
  • Abstract of Title Fees
  • Title Insurance Premiums
  • Property Survey
  • Deed Preparation
  • Lender Fees
  • Attorney Fees
  • Recording Fees
  • Notary Fees
  • Credit Report Fees

When you apply for a home mortgage, the lender is required to send you a Loan Estimate form within three days of your application. This three page document will include information about your mortgage including the estimated closing costs associated with your loan. You should review this document and make sure you understand all of the costs associated with closing.

Don’t hesitate to contact me to learn more about the closing process for your home.

Filed Under: Buying, Real Estate

About LaShambra Ewing

I pride myself on upholding a higher standard of morals and ethics. I work with buyers and sellers throughout the various and diverse Houston Metropolitan residential neighborhoods, specializing in those of Fort Bend and Harris County. My comprehensive understanding of the city and all its distinct areas enables my clients to buy and sell quickly, confidently, and favorably.

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I’m a wife, mom, and fun-loving real estate agent who’s committed to making the buying and selling process as easy as possible for my clients. I use my extensive knowledge of the Houston Metroplex to help my clients buy and sell both quickly and confidently. You can count on me to find and close the best deal possible for you!

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LaShambra Ewing
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